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       Mortgage Types    Financial NewsFirst Home Guide     About Us
Family Choice Mortgage Corporation  is a retail mortgage lender, serving REALTORS®, Builders and homebuyers in distinct market areas within Massachusetts, Connecticut, New Hampshire, Rhode Island and Florida. Experience World-Class Customer Care with our "Certified" Mortgage Bankers.    We feature first and second mortgage programs in the best interests of Realtors, Builders and homebuyers with a combination of product, pricing, processes and professionalism adding up to a world of difference to the client/customer base. 

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Dream Home

4000 sq. ft. 6th Fairway Meticulously renovated home presents great living and entertaining space
 
 
 
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This web site may contain links to other web sites operated by third party companies or individuals. Family Choice Mortgage Corporation provides links to these sites as a service to our visitors and customers. The linked sites are not under the control of Family Choice Mortgage Corporation or affiliates and Family Choice Mortgage Corporation is not responsible for the content available on these third party sites. These links do not imply any endorsement or approval of material on any other site. Family Choice Mortgage Corporation is not responsible for damages of any kind arising out of the use of such linked sites.
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Our reputation is based on our trademark "It's Like having a Mortgage Banker in the family"™
 When you need someone you can trust to find you the best home loan at the lowest rate--quickly and simply---
remember to talk to a friend of the family! Family Choice Mortgage Corporation is the next best thing to having a mortgage banker in the family.

Mortgages In Your Best Interest™  &  It's Like Having A Mortgage Banker In The Family™
are registered trademarks of Family Choice Mortgage Corporation


 		  

 		  
   

 
 
FHA Adjustable Rates Worth A Look...
They have been around for over 20 years and now may be a good time to consider them. With important safeguards not available on  conventional ARM loans, The HUD-Backed version offers a combination of bargain rates and stability for 1st time home buyers and refinance shoppers.

The major differences are the lower margins and rate ceilings which protect the home owner during times of higher rates. These loans use the U.S. Treasury 1 year TBill average as their index. If the loan were to adjust today, the new rate would be 4.125%. If the treasury index were to jump to 4.95% (where it was one year ago)the ceiling of 1% maximum increase would kick in and the rate would go to 5.125%.

Combine these built-in safety features with a choice of longer guarantees (3 years and 5 years), and you have a potential alternative to the 30 year fixed rate guarantee.
 

Survey of new FNMA limits across the region  for Single Family Units...
 
Boston $523,750
Hartford $440,000
Stamford $708,750
New Haven $387,500
Rhode Is $475,000
Nantucket $729,750
Worcester $417,000
Springfield $417,000

FNMA Limits
 


To view the current HUD limits for all 1-4 unit properties, click below.

HUD Limits
 

Kenneth Harney, "Washington Post"  nationally syndicated columnist talks with Family Choice Mortgage CEO...
Click Here To Read

 
Reverse Mortgage:
What You need To Know

First, the basics...

A Reverse Mortgage is a safe and easy way for seniors to turn the equity in their home into a source of income for any financial need.

It is available to senior homeowners who are at least 62 years of age.

Unlike traditional mortgage loans, it does not require repayment of any kind until the home is sold or the borrower no longer occupies the home as primary residence.